Personal & Business Loans / Partnership
We offer personal and business loans no matter your credit rating and country of residency. Our network of private lenders funds loans that don’t require collateral or co-signer and offer the lowest monthly payments, with fixed rates. As a screened member of the VHN Loan Network, repay your loan and get additional loans without needing to go through the application process.
GUARANTEED FUNDING – Funding for your personal or business needs can also be obtained via our crowdfunding program without the need to repay the funds obtained. When the funding reason is tangible, there is a 100% chance of obtaining funding.
HOW IT WORKS
(1) Fill out and Submit the Loan/Identity Verification Form.
(2) If there is a possibility to fund the loan, you are sent an invoice to pay a one-time Identity Verification fee.
FEE STRUCTURE:
Personal Loan: $70 (USD)
Business Loan: $75 (USD)
Partnership: $95 (USD)
Personal-Crowdfunding: $200 (USD)
Business-Crowdfunding: $350 (USD)
Crowdfunding Program Consultation: $50 (USD)
(3) After screening, the loan request will be processed, or the set-up of the crowdfunding implemented.
Review Frequently Asked Questions for additional information.
Frequently Asked Questions – Required Review Before Submitting Loan Application
Do I need to have collateral to be approved for a loan?
Collateral is not needed to be approved for a loan.
How long is the processing time?
The average time is 2-4 weeks; could be shorter or longer depending on workload and type of loan.
I reside in Jamaica; can I apply for a loan?
Yes. We have private funders in Jamaica, and this is one of the territories we service.
What is the interest rate?
The interest rate is 10% (fixed).
Am I guaranteed to get the loan that I apply for?
No. Approval depends on the applicant’s truthfulness in the process.
How does the Partnership work?
Some investors will fund projects that have a good chance of success. The investor will fund the project 100% and may be a Silent Partner or an Active Partner.
Can I get additional loans after repayment?
Yes. When there are no repayment issues, you can apply for additional loans without the need to go through the Identification Verification again.
What is the maximum amount I can apply for?
The maximum amount is 250,000 USD.
How is the loan amount disbursed?
The disbursement and repayment are done via bank deposit.
How can I start to apply for a loan?
(1) Fill out and submit the loan application form on this page.
(2) If the initial pre-screen is successful, you will be sent an invoice for paying the Identity Verification fee.
(3) After your details are verified, your loan request will be processed.
(4) Sign the loan agreement that will be sent via email; subsequently, you will sign the agreement in front of a Justice of the Peace (JP) and return it via email.